Small Bathroom 6 Ways to Make it Appear Larger

Small Bathroom 6 Ways to Make it Appear Larger

Small Bathroom 6 Ways to Make it Appear Larger

Small Bathroom 6 Ways to Make it Appear Larger

In nearly everyone’s home there’s one room in particular that is smaller than the rest, and that’s the bathroom. There’s a way around that though, or at least to make it appear to be larger than it is, and that’s by using a little visual deception, and a lot of creativity. Here’s a few ideas to get you started.

  1. Wall Color Is Key
  2. Mirror, Mirror on the Wall
  3. Transparency Is a Good Thing
  4. Be Less Vain
  5. Light It Up
  6. Be More Open

To see the complete article and more in depth explanation of these ways to make a Small Bathroom 6 Ways to Make it Appear Larger. Please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

 

November 2014 Item of Value – Thank You For Allowing Us to be Your Trusted Real Estate Professionals

Can you believe it’s the Holiday season already?  As we pause during this time of year to reflect on all we are grateful for, in this month’s Item of Value we simply just want to say THANK YOU!  We are honored to be your trusted real estate professionals and know that your support is vital to our success.

Attached please find a brief overview of just some of the services we provide. If we can be of any assistance now or in the future, please don’t hesitate to contact us.

Monthly Item of Value November 2014

What Goes Into Making an Offer Below Asking Price

What Goes Into Making an Offer Below Asking Price

What Goes Into Making an Offer Below Asking Price

What Goes Into Making an Offer Below Asking Price

You’ve found a house you love. It’s the perfect size, layout, condition and even has your must-haves. There’s only one problem. The seller’s asking price is too high. It’s time for the phase of home buying that most people dread and even fewer are skilled at: the art of negotiation.

Make no mistake, negotiation is part skill and part art form. An experienced buyer’s agent will know how to finesse the contract negotiations and save you a lot of hassle. Your gut might tell you that the asking price for the house is too much, but you’ll have a better chance of getting a lower offer accepted if your agent can back it up with facts.

A few key elements:

  1. Comparables and Statistics
  2. Following a Process
  3. Seller Motivation
  4. Making Your Lower Offer Work for Them
  5. Making the Asking Price Work for You
  6. A Backup Plan
  7. The End Game

To see the complete story and more in depth explanation of these key elements please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Tips for Getting a Mortgage on Your Second Home in the Tampa Bay Area

Tips for Getting a Mortgage on Your Second Home in the Tampa Bay Area

Are you considering buying a Tampa Bay Area property as a second home or investment? Perhaps you are looking for a small cottage or apartment where you can escape for vacation, or maybe you want to have another home closer to family. Maybe you want to rent out your second property and make a steady income from your investment. Whatever the reason, a second piece of real estate can be a fantastic investment. However, sometimes getting a mortgage on your second home can be a challenge. That is why we wanted to share some tips for getting a mortgage on your second home in the Tampa Bay area to enable you to get a mortgage on your new second home.

Tips for Getting a Mortgage on Your Second Home in the Tampa Bay Area

Tips for Getting a Mortgage on Your Second Home in the Tampa Bay Area

Generally, a mortgage lender will have tougher standards for second home loans than primary home loans. This is because usually when you are buying a second home your finances will be stretched thinner and you will have less money to spare because you are already paying a mortgage on your primary home. This will mean that your second home mortgage can be harder to get and might have a higher interest rate.

Here are some tips to keep in mind that will help you to get the best mortgage on your second property:

  1. Build up savings
  2. Pay off Credit Card Debt
  3. Use First Mortgage as Reference

To see the complete article Tips for getting a Mortgage on your Second Home in the Tampa Bay Area please visit www.TampaHomesSold.com/Nick-Cindy-Davis/Blog.aspx

 

Home Inspector Questions to ask before Buying

Home Inspector Questions to ask before Buying

Home Inspector Questions to ask before Buying

Home Inspector Questions to ask before Buying

When you buy a Tampa Bay Area home, you need to know exactly what you’re buying. Imagine how frustrated you’d be to find out that the hot water heater wasn’t working—in the middle of a shower! This is why you should have a home inspection before you buy your home. A home inspection is an important part of buying your home. Before you hire a home inspector, ask candidates a few questions to make sure you hire a trustworthy inspector.

  1. What does your inspection cover?
  2. Are you licensed or certified?
  3. What kind of report will you give me?
  4. Will I be able to attend the home inspection?

We will go more in depth into each of the questions. Please visit our website at www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

What if Your Teenager Doesn’t Want to Move To Your New Tampa Home?

What if Your Teenager Doesn’t Want to Move To Your New Tampa Home?

What if Your Teenager Doesn't Want to Move To Your New Tampa Home?

What if Your Teenager Doesn’t Want to Move To Your New Tampa Home?

You’ve got a new job offer across the country and you are planning to pack your things, buy a Tampa home and make the big move. However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her friends, her favorite hangout spots and the cute boy she just started seeing?

Moving house is a difficult transition and it is even more traumatic for teenagers. The teenage years are an important stage where young adults establish their individuality and independence and during this time their social circle is extremely important to them. Being removed from that against their will can make any teen feel sad, confused, angry and resentful. Also, fitting into a new social scene in a different location can be a challenge for a teen that might be singled out as the “new kid”.

How can you help your teen during this transition so that the experience will be easier on them?

How to Help Your Teenager Move

Here are some tips that will make the experience of moving house a little bit easier on your teenager:

Give your teenager as much notice as possible so that they have time to adjust to the idea of moving. They will feel like they have enough time to say goodbye to their friends and close a chapter of their lives.

Try to schedule the move around the school calendar, as moving in the summer is much less disruptive to your teenager’s life than relocating in the middle of the school year.

Make sure that they have ample time to spend with their close friends before they leave and once you arrive, understand that they might go through a grieving process of missing their old pals.

When you get to your new home, make sure that your teenager has plenty of ways to keep in touch with their old friends, such as an internet connection and a cell phone plan.

Encourage your teenager to get involved in the community of your new hometown, such as joining sports clubs or attending events. This can help them to make new friends.

Can your Teenager Stay Behind?

In some situations, the better option might be to let your teenager stay behind. If they are in their older teens, they will have finished high school, maybe have a job and be independent people of their own. Perhaps they could stay with a family member or parents of a friend for a while until they are old enough to move out on their own. This might make them a lot happier in the long run, rather than taking them along with you if they really don’t want to move.

For more advice on moving to your new Tampa home, feel free to contact us at NickandCindyDavis@TampaHomesSold.com  or phone us at 813-300-7116

Refinancing your mortgage is it worth it?

Refinancing your mortgage is it worth it?

Refinancing your mortgage is it worth it

Refinancing your mortgage is it worth it

The interest rate pendulum has swung in favor of homeowners again.

A steady decline in recent weeks brought down the average rate for a 30-year fixed home loan below 4 percent to 3.92 percent this week, the lowest level in more than a year. As recently as January, the average was 4.53 percent, according to mortgage giant Freddie Mac.

That’s good news for homeowners who are locked in at a higher interest rate and weren’t able to refinance before rates began ticking up last year. The decline in mortgage rates has spurred a surge in mortgage refinancing. Applications reached their highest level since November 2013 last week, according to the Mortgage Bankers Association.

A reduction in your mortgage interest rate can translate into significant savings. The key is ensuring they aren’t outweighed by the charges and fees involved.

“You want to be careful to do the math and be sure you’re coming out ahead,” said Gary Kalman, executive vice president at the Center for Responsible Lending.

Here are some tips to help you determine whether refinancing your mortgage will pay off:

  1. UNDERSTAND THE FEES
  2. GET A LOW-ENOUGH RATE
  3. DO THE MATH
  4. DETERMINE WHEN YOU WILL BREAK EVEN
  5. SHOP AROUND

To see the complete story please visit our website at www.TampaHoemsSold.com/Nick-Cindy-Davis-Blog.aspx