Loans for Military Members and Veterans to purchase homes

Active military and veterans can get jumbo home loans guaranteed by the VA. Interest rates are competitive, down payment requirements are much lower, and private mortgage insurance is waived.

Home LoLoans for Military Members and Veterans to purchase homesans for Military Members and Veterans

In his 30-year career with the Air Force, Chief Master Sgt. Jim Roy and his wife, Paula, lived in 12 different homes. When Mr. Roy retired last year, the couple settled down in a home of their own—with a little help from the VA.

Charmed by the friendly people and mild winters, the Roys decided on the Charleston, S.C., area. They found a four-bedroom, 3½-bath house for themselves and their 14-year-old twin boys, Caleb and Colby. “My wife and I saved for 31 years, and this is the house we wanted to be in,” Mr. Roy, 50 years old, says.

The house, built in 2008, had a purchase price of $575,000, which normally would require a jumbo mortgage and a 20% down payment because it exceeded the area’s $417,000 limit for conventional loans. (That limit can reach $625,500 in some high-price areas.) However, as a veteran, Mr. Roy qualified for a mortgage guaranteed by the Department of Veterans Affairs.

VA home loans are available through banks and other private lenders. As with other mortgages, interest rates of VA-guaranteed loans can be either fixed or adjustable, depending on the lender. Down payments are low, if required at all. Private mortgage insurance requirements are waived as well. The loans can be used only on primary residences and not on secondary or vacation homes.

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Top Gardening and Yard Questions for Prospective Buyers to Ask

Top Gardening and Yard Questions for Prospective Buyers to Ask

Top Gardening and Yard Questions for Prospective Buyers to Ask


Top Gardening and Yard Questions for Prospective Buyers to Ask

Many first-time buyers move from apartments or condos to a single-family home, and have little background in yard maintenance. If that describes you, here are some questions to help you learn about your target property and gauge what kind of care it might involve.

The homeowners or their agents will be a good source of much of this information. You also can turn to the home inspector, or local experts such as your neighborhood gardening center or nursery, the National Gardening Association and university extension programs that specialize in local gardening.

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Selling your home? Spruce Up the Laundry Room

Selling your home? Spruce Up the Laundry Room

Selling your home? Spruce Up the Laundry Room

Selling your home? This is probably a room that you may have not even considered doing anything to.


In many houses, laundry rooms are little more than semi-neglected utilitarian spaces best left unseen – not an impression you want to make if you’re selling your home.
If your laundry space needs some care, follow these organization and decorating tips to upgrade or cleverly conceal it. 

Closet it up
Become Shelf Conscious
Color Cleverly
Show Discipline in Décor

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Tampa-area housing sales, prices rise in June

Tampa area housing sales prices rise in June

Tampa area housing sales prices rise in June


Tampa-area. More home sales closed and for higher median prices this June compared to a year ago.

The June housing report released Tuesday by Florida Realtors paints a fairly bright picture of the Tampa-area market here with more closed sales and better median housing prices than the Tampa metro area saw a year ago.

And for buyers, there is slightly less pressure in the Tampa-area, since the cash buyers and the hedge fund companies that were snapping up properties for rental have backed away from the area, one consultant said.

Closed residential real estate sales are up 7.5 percent over June 2013 in the Tampa-area, St. Petersburg-Clearwater metropolitan area and the median sale price on the homes that sold was up 2.4 percent to $162,250 for a single family unit and up 9.6 percent over June 2013 for condos and townhouses, to $111,281.

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Beautiful Pool Home in Wesley Chapel, FL!



6839 Belt Link Loop Wesley Chapel, FL 33545

Your chance to own a Pool home is here. This wonderful 3 BR, 2 BA home is a MUST SEE! Nestled on a conservation home site just a few steps from the community playground and park. Featuring a flexible floor plan with a formal living room and dining room; a spacious eat-in kitchen with a breakfast bar and closet pantry; a large family room with a pool view; a large en suite master retreat with a huge walk-in closet, dual vanities and a glass enclosed shower; an inside laundry room with ample shelving and storage; and 2 spacious secondary bedrooms. Neutral decor throughout with laminate and tile flooring. The outside boasts a relaxing solar heated pool with an expansive brick paver deck and screen enclosure as well as ample green space for play.Within walking distance of schools and a few miles from the interstate, shopping and dining. Not a Short Sale or Foreclosure.

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2014 Why the Second Half Will Be Better Than the First

Why the Second Half of 2014 Will Be Better Than the First

Why the Second Half of 2014 Will Be Better Than the First

In 2014 the housing market has been sluggish in many markets over the past six months, after last year’s double-digit appreciation.

But researchers at the real estate brokerage Redfin say they see signs that the housing market is now edging back to normal. In a new report, they say they expect the market in urban areas to regain its footing over the second half of 2014.

“The second half will not be without its wobbles,” Redfin researchers note on the brokerage’s blog. “The housing market will have to jockey between poor economic indicators and pent-up buyer demand. But the housing market can maneuver around the juggernaut of sub par long-term economic fundamentals, based on the very real difference between this year and any other year post-crisis: Housing is now edging back to normal.”

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